self-hosted personal finance
Know how much of your life your money already covers.
money tracks one number — the share of your monthly expenses paid by passive income, and whether it's trending up. Your ledger, investments, net worth, spending, and taxes, all pointed at that.
invite-only · your data in a folder you own · export anytime
One honest ratio: how much of your life is already paid for.
Coverage is passive income divided by monthly expenses. A curated plan of what you own and what you spend rolls up into a single number — with a switchable after-tax view — and charts whether it's climbing.
- Passive income ÷ expenses, before and after tax
- A return ladder from cash to long-term holdings
- The trend line that says whether you're winning
Watch your net worth compound — not just sit in a spreadsheet.
Log holdings across a three-tier return ladder and track net worth over time with growth % and CAGR. A balance is a snapshot; a slope is a direction — this shows the slope.
- Net-worth log with growth % and CAGR
- Runway, freedom-date, and allocation views
- Every entry timestamped, nothing overwritten
Measure spending against your plan, not against zero.
Every category, every month, laid over your plan budget — so you see what's over, and how much of the overage your passive income already covers. A budget you never revisit is just a wish.
- Category spend vs. plan budget, monthly
- See what passive income already absorbs
- The gap you'd need to close, in rupees
Catch the category that's quietly creeping up.
A stacked history of where the money actually goes, with the biggest movers surfaced and sparklined. Lifestyle creep hides in a single month's noise; over a year it's obvious.
- Stacked category history, month over month
- Biggest movers, each with a sparkline
- Click a month to jump to its transactions
Onboard any bank. Categorise once.
A generic field-mapping importer reads any bank's CSV — you map the columns once. Rules you write categorise transactions automatically; manual edits and splits stick. Export the whole ledger back out anytime.
- Field-mapping CSV import for any statement
- Editable rules do the categorising for you
- Split, override, and export to CSV — no lock-in
Old regime or new? Stop guessing — see it in rupees.
A side-by-side comparison across both Indian tax regimes, with deduction planning and capital-gains buckets, all built around the April–March financial year. It names the winner and the amount.
- Old vs. new regime, side by side
- Deduction planning and capital-gains buckets
- Built for the Indian FY (1 Apr – 31 Mar)
your data
Your money data is the last thing you should hand to a startup.
So don't. This one is built to be run by you — or by exactly one person you already trust with it.
Run it on your own box
One Docker image, all state in a folder you back up. Self-hosted, your financial data never leaves the machine. The app makes exactly one kind of outbound call — foreign-exchange rates — and none at all if you skip multi-currency.
Or let me host it
The hosted version is invite-only, and every user's data lives in its own separate database files — not a shared table with your name in a column. Same code, public on GitHub, that you could read line by line.
Walk out anytime
Export your ledger, plan, and spending as plain CSV whenever you like. No proprietary format, no export fee, no hostage-taking. It's your data — leaving is a button, not a support ticket.
run it
Two ways to run it.
Same app, same code. Pick who holds the keys.
hosted
money.reuk.dev
I run it, keep it updated, and invite you in. Nothing to maintain, no server to babysit — and you can export your data and walk out whenever you like.
Use the hosted appself-hosted
docker compose up
Your box, your data, your rules. One public image, migrations on boot, and a first-run setup screen. TLS is yours to run; the full walkthrough is a click away.
Read the self-host guide